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5 Ways On How To Survive And Thrive Through The Weakening Ringgit

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Money is a very crucial issue to talk about nowadays because there are a lot of people in this world who are having problems managing it especially during this seems to look like never-ending Covid-19 Pandemic situation. There could be some simple things that can be done by everyone that would be helpful for them in a long way financially.

These are 5 important and simple things that can be done to make sure we strengthen our financial status:

1) Cut Off Vacations Abroad

If you are ever planning on going on a trip with your beloved family or even friends, try to avoid having your vacation abroad. This is because traveling abroad might be very fun and enjoyable at the moment but you will definitely regret your decision and thinking about how wasteful you have been later. Going on vacation abroad would surely consume a lot of money in your pocket and you would not be able to stay within the budget for the rest of your days before you got your next paycheck. In addition, a lot of vacation sites in Malaysia nowadays are doing crazy offers so that many people would travel locally. It is such a win-win situation for everyone and money-saving too.

2) Buy Local Products

People usually look and have the mindset that local products are as something that has no quality and cannot be on the same level as the imported products. But, that is completely a nonsense behavior to be done. Local products actually have the same level of quality as most of the imported brands. This is because many local manufacturers also have their own standard to keep up. This definitely makes their products are as good as the imported products. In addition, local products also cost cheaper than imported products because we don’t have to pay the shipping price. That is surely a benefit to shopping local products because we are able to get the same quality at lower price.

3) Cook Your Own Food At Home

Cooking your own meal at home would definitely help to save a lot of your expenses rather than to be eating out. If you ever add up how much have you spend on the food that you have been buying outside, you will be shocked by the total amount that you have used on a daily basis. By cooking your meal at home, you can save up a lot because you can eat the food that you cook for only one time more than one meal in a day. Other than that, home-prepared meal is much healthier compared than the food that you buy outside. Saving money while being healthy.

4) Review Back All Your Subscriptions

Looking back at your fixed subscriptions that you have to pay monthly would be one of the great ideas that you can do to cut off some expenses here and there. Most of the time, the things that you have to pay monthly is something that you even rarely used daily. That is such a waste of your money. You can just unsubscribe one or two subscriptions that you don’t usually use. Try to subscribe to something that is really within your own budget. If you can’t afford it, avoid it at all costs because it will bring such waste and regret if you try to chase what you cant get.

5) Spend Wisely

Spending too much without even thinking about saving is definitely something that you need to avoid when you are leaving paycheck to paycheck. This unwise action can bring you great trouble if there is something unwanted happened all of a sudden. That is why you have to spend your money wisely by cutting off some of your usual expenses per month. For example, on how many times you shopping or even how many times you spend your money on leisure activities such as going to karaoke, watching cinemas, or even traveling locally or abroad.

Sources: iMoney.

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Lifestyle

Food Review: Delicious Gula Apong Ice Cream By ‘M Ice Cream’

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Gula Apong Ice Cream is actually a very famous dessert in Sarawak. Previously, it is hard to find it to be available here in Peninsular. Now, since ‘M Ice Cream’ has introduced it here, it is easier to find it. Gula Apong is actually the ‘gula melaka’ version of Sarawak but both of them are definitely not from the same tree. It is commonly used in a lot of Sarawakian beverages and also desserts.

‘M Ice Cream’ specializes in Sarawak Gula Apong Ice Cream. In this store, their ice cream can be topped with honeycomb and also varieties of toppings. The Gula Apong itself got brought from Sarawak to Peninsular Malaysia.

Picture: Facebook M Ice Cream

Gula Apong flavor is the best seller flavor from the shop. There, you can have 4 different toppings that are free and that topping is:

  1. Chocolate Rice
  2. Peanuts
  3. Nestum
  4. Corn Flakes

M Ice Cream also has two other additional toppings, and if you wanted these toppings you need to add-on payment for them and that is:

  1. Chocolate Chips – Add-on RM1
  2. Honeycomb – Add-om RM5

Picture: Facebook M Ice Cream

Picture: Facebook M Ice Cream 

Sources: Facebook M Ice Cream.

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Lifestyle

Ji Soo Leaving ‘River Where The Moon Rises’, Na In Woo In Discussion To Replace Him

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After making an apology for the offense of bullying, actor Ji Soo will be leaving the cast of the drama ‘River Where The Moon Rises’.

The KBS station has confirmed the matter and informed that the character played by Ji Soo in the drama will be replaced with another actor.

“Ji Soo, who has recently become the center of controversy, will be stepping down from‘ River Where the Moon Rises, ’” they stated.

Ji Soo previously appeared to make an open apology on his Instagram account to everyone who had been a victim of bullying during his school days.

Meanwhile, the management agency Cube Entertainment issued a statement saying that the drama actor ‘Mr. Queen’ Na In Woo will replace Ji Soo.

“Na In Woo has received an offer to join ‘River Where the Moon Rises’ in the role of On Dal, and he is currently reviewing the offer,” said the agency’s representative.

At this point, discussions are still ongoing over whether the upcoming episodes of ‘River Where the Moon Rises’ that was scheduled for March 8 and 9 will make it to air.

Source: Soompi

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Lifestyle

I-Sinar: EPF Members Can Change The Amount Of Applications Starting 8th of March

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Members of the Employees Provident Fund (EPF) will be given the flexibility to make their amendments to the application details that they have made. The amendments that can be done are such as the amount applied for, bank information, address, telephone number, and the payment mode on the i-Sinar Online site from the 8th of March.

The Minister of Finance that is Datuk Seri Tengku Zafrul Abdul Aziz is confident that this is one of the developments that is very much awaited by all the people. According to him, the new i-Sinar application which abolishes all criteria will be opened on that particular date.

Payment For Existing Application

  • Applicants will start receiving their payment starting from the 2nd of March.
  • Payment for the application done before the 25th of February 2021 will be approved in stages.
  • This involves applications that are still pending approval and whose status does not pass.

New Application

  • Starting from the 8th of March.
  • For members that are under 55 years of age.
  • Subject to the balance of Account 1.
  • Including non -Malaysian EPF members.
  • Will be processed in 5 days’ time.

The application status and also the date of payment can be checked after that. Other than that, the total i-Sinar withdrawal amount, as well as the maximum payment schedule for 6 months, remains as previously informed.

Sources: Facebook I-Sinar: Permohonan & Semakan KWSP Akaun 1 Online.

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